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Transaction processing and payments

Payments form the foundation of global commerce. SGE is focused on identifying companies, technologies, and services that promote the growth of commerce by enabling access, lowering the cost of transactions, increasing convenience, and enhancing security.

The SGE team has a strong background in payments and transaction processing businesses. We leverage our extensive network within the payments universe, the broad SIG ecosystem, and deep knowledge and understanding of the opportunities in the sector to provide companies with differentiated insight and access.

We specialize in:

Transaction and payment processing
Mobile payments
Prepaid, gift, debit, and stored value cards
Alternative payments
Micropayments
Cross border remittances
Healthcare payments

Within these sectors we are pursuing the following investment themes:

  • Enabling access: Debit cards and international online commerce are two examples of innovation in the payments infrastructure opening up access to goods and services for additional segments of the population that were otherwise non-participants. We expect to see a growing focus on enabling international commerce and global remittances as payment enablers expand internationally. There are also opportunities to enable under-banked populations to access goods and services from which they were previously excluded.

  • Lowering the cost of transactions: When the cost of payment becomes a material factor in a transaction it can inhibit the growth of entire industries. We expect that novel systems of payment will bring greater efficiency to such transactions. 

    Increasing convenience: Companies like BillMeLater and Amazon are offering consumers increasingly convenient methods of paying for goods and services which drive an increase in transaction volume. We also see mobile payments as a new driver of increased transactions.

  • Enhancing security: Trust, security and non-repudiation must be assured in order for commerce to flourish. Combating fraud and money-laundering as well as enabling compliance are strategic business priorities.